Sunday, 9 February 2014


7 Steps When Switching Car Insurance 


PHOTO: A man signs car insurance forms.



When renewal time for your car insurance rolls around, it's very easy to just go ahead and pay the premium and stick with the same insurer year after year. But that could be a costly mistake, because you might do better by switching car insurance companies.
"A lot of us are creatures of habit. I've been with the same company since 1983. But if you shop around, it literally could save you anywhere from 5 to 50 percent a year," says Melvin Butch Hollowell, a Detroit attorney and former insurance consumer advocate for the state of Michigan.
Many industry observers suggest shopping for a new policy every two or three years. If you find a rate that beats what you're currently paying and you decide to change carriers, you need to be careful so you won't wind up with a gap in your coverage. Follow these steps to a successful switch.

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